⭐ Premium
Advertisement
📢 728×90 Banner Ad

💡 Best Practices Guide

Expert checklist before buying a home, taking a loan, or purchasing a vehicle

🏠 Before Buying a Home — Complete Checklist

  • Check RERA registration of the project at rera.gov.in — mandatory for all new projects
  • Verify the builder's track record — past project delivery, quality, and legal disputes
  • Check title deed and ownership chain — ensure no disputes or encumbrances
  • Verify land use certificate — residential, commercial, or agricultural land
  • Check approved building plan from local municipal authority
  • Verify Occupancy Certificate (OC) for ready-to-move properties
  • Check Encumbrance Certificate (EC) for last 15-30 years
  • Verify property tax receipts are up to date
  • Check water, electricity, and sewage connection approvals
  • Inspect the property physically — structure, plumbing, electrical, seepage
  • Verify carpet area vs super built-up area — RERA mandates carpet area pricing
  • Check society maintenance charges and corpus fund
  • Never pay more than 10% as booking amount before agreement
  • Avoid properties with pending litigation or court orders
  • Hire an independent lawyer to verify all documents before signing
  • Get a structural inspection done by a civil engineer for resale properties
💡 Pro Tip: Always check the property on RERA portal. Registered projects have all approvals, completion timeline, and builder details publicly available.
⚠️ Stamp Duty: Budget for stamp duty (4-8% depending on state) and registration charges (1-2%) on top of the property price.
🏠 Calculate Stamp Duty
Advertisement
📢 Footer Banner Ad — 728×90